We strongly recommend that you protect your investment with travel insurance. Cancellation and interruption insurance covers in case of cancellation due to a medical reason. Our of country medical insurance is for unseen medical emergencies while traveling. The All Inclusive Plan includes both out of country medical and cancellation/interruption insurance. If you would like more information on the policies offered please let us know. The rate for travel insurance is determined by the cost of the tour, the length of the tour and your age.